Regular Commercial Checking

• $500 minimum opening deposit.
• Unlimited Transactions.
• No interest paid.
• Account analysis may reduce or eliminate monthly activity service charges based on compensating balance.

Small Business Checking

A simple checking account designed to meet the needs of the small business owner with lower transaction volume.

• $200 minimum opening deposit.
• 150 items per month (withdrawals, deposits, and deposited items).
• No interest paid.

Interest Checking

A NOW account designed for sole proprietors or non-profit organizations.

• $1,500 minimum opening deposit.
• Interest earning NOW checking account.
• Unlimited transactions.
• Interest paid on a Daily Balance Method.
• APY (Annual Percentage Yield) is variable. Interest rates are subject to change without notice.
• Account Analysis.

Premier Money Market

Our Money Market Accounts are federally insured investment accounts which allow customers easy access to their funds while earning competitive tiered interest rates.

• $2,500 minimum opening deposit.
• Interest earning account.
• Limited withdrawals.
• Six withdrawals per monthly statement –No more than three by check or any payment order to a third party. Withdrawal limitations are governed by Federal Regulations and if exceeded, could result in the account being classified as a non-interest bearing account.
• Interest begins the day UCB receives your deposit. Tiered account – Interest is based on balance.

Business Savings

If your business has funds to save, would like to earn interest and have access to those funds, you should consider a Commercial Savings Account.

• $200.00 minimum opening deposit.
• Interest earning account.
• Limited to 6 withdrawal transactions per quarter.
• Interest compounded and paid quarterly.
• APY is subject to change without notice.