Personal Savings Account

• $200.00 minimum opening deposit.
• Interest earning account.
• Limited to 6 withdrawal transactions per quarter.
• Interest compounded and paid quarterly.
• APY is subject to change without notice.

Super Saver Monthly Investment Plan

• APY is subject to change without notice, but advertised rate is fixed at time of opening.
• 24 and 36 monthly installment CD’s also available.

Certificates of Deposit

United Central Bank CDs are a safe and secure way to earn a higher rate of return on your deposits. Highly competitive rates make UCB’s CDs a wise deposit choice.

Product features:

•  $1,000 minimum opening deposit.
• Interest earning account.
• Term fixed for maturity period.
• Interest compounded and paid either monthly, quarterly or at maturity.
• Fixed APY.
• Early withdrawals are subject to penalties.

Individual Retirement Accounts

Enjoy tax-deferred growth on your earnings, while building your retirement nest egg with a United Central Bank Traditional/Roth IRA. To find out if you qualify for this type of IRA, consult with your accountant or tax advisor for specific guidance on the new laws.

Product features:

•  $500.00 minimum opening deposit.
• Interest earning account.
• Term fixed for maturity period.
• Interest compounded and paid quarterly.
• Fixed APY.
• Early withdrawals are subject to penalties.